/* ============================================================
   CSS CUSTOM PROPERTIES
============================================================ */
:root {
  --navy:    #050d1a;
  --navy2:   #0a1628;
  --blue:    #1565c0;
  --accent:  #3490d5;
  --accent2: #5db8f0;
  --white:   #ffffff;
  --offwhite:#f5f6f8;
  --grey:    #8a9ab5;
  --grey2:   #e2e6ee;
  --dark:    #000000;
  --text:    #2c3a52;
  --radius:  10px;
  --shadow:  0 8px 40px rgba(10,22,40,0.13);
  --trans:   all 0.32s cubic-bezier(0.4,0,0.2,1);
  --font-head: 'Playfair Display', Georgia, serif;
  --font-body: 'DM Sans', 'Segoe UI', sans-serif;
}

/* ============================================================
   RESET & BASE
============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  background: var(--white);
  color: var(--text);
  overflow-x: hidden;
  line-height: 1.7;
}
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ============================================================
   TYPOGRAPHY UTILITIES
============================================================ */
.section-label {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 0.6rem;
  display: block;
}
h1, h2, h3, h4 { font-family: var(--font-head); line-height: 1.25; }
h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.6rem); }
h3 { font-size: 1.25rem; }
p { color: var(--grey); font-size: 1rem; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 1.5rem; }
.section { padding: 90px 0; }
.section-alt { background: var(--offwhite); }

/* ============================================================
   BUTTONS
============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.85rem 2rem;
  border-radius: var(--radius);
  font-size: 0.95rem;
  font-weight: 600;
  font-family: var(--font-body);
  transition: var(--trans);
  cursor: pointer;
  border: 2px solid transparent;
}
.btn-primary {
  background: var(--accent);
  color: var(--navy);
}
.btn-primary:hover {
  background: var(--accent2);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(52,144,213,0.35);
}
.btn-outline {
  border: 2px solid rgba(255,255,255,0.55);
  color: var(--white);
}
.btn-outline:hover {
  border-color: var(--accent);
  color: var(--accent);
  transform: translateY(-2px);
}
.btn-dark {
  background: var(--navy);
  color: var(--white);
}
.btn-dark:hover {
  background: var(--blue);
  transform: translateY(-2px);
  box-shadow: var(--shadow);
}

/* ============================================================
   NAVBAR
============================================================ */
#navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(10,22,40,0.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(52,144,213,0.15);
  transition: var(--trans);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1rem 1.5rem;
  max-width: 1200px;
  margin: 0 auto;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  cursor: pointer;
  text-decoration: none;
}
.nav-logo-icon {
  height: 58px;
  width: auto;
  min-width: unset;
  border-radius: 6px;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  background: transparent;
  border: none;
  box-shadow: none;
  transition: var(--trans);
  flex-shrink: 0;
}
.nav-logo:hover .nav-logo-icon {
  opacity: 0.88;
}
.nav-logo-icon img {
  height: 100%;
  width: auto;
  object-fit: contain;
}
.nav-logo-text {
  display: flex;
  flex-direction: column;
  gap: 0.1rem;
}
.nav-logo-name {
  font-family: var(--font-body);
  font-size: 0.82rem;
  color: var(--white);
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  line-height: 1.1;
  white-space: nowrap;
}
.nav-logo-tag {
  font-size: 0.58rem;
  color: var(--accent2);
  letter-spacing: 0.28em;
  text-transform: uppercase;
  font-weight: 600;
  white-space: nowrap;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
}
.nav-links a {
  color: rgba(255,255,255,0.75);
  font-size: 0.9rem;
  font-weight: 500;
  transition: var(--trans);
  position: relative;
  padding-bottom: 3px;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -2px; left: 0;
  width: 0; height: 2px;
  background: var(--accent);
  transition: width 0.3s ease;
}
.nav-links a:hover, .nav-links a.active { color: var(--accent); }
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }
.nav-cta { margin-left: 1rem; }

/* Mobile menu */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 6px;
  cursor: pointer;
}
.hamburger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--trans);
}
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-menu {
  display: none;
  background: var(--navy2);
  padding: 1.5rem;
  border-top: 1px solid rgba(52,144,213,0.12);
}
.mobile-menu.open { display: block; }
.mobile-menu a {
  display: block;
  color: rgba(255,255,255,0.8);
  padding: 0.8rem 0;
  font-size: 1rem;
  font-weight: 500;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: var(--trans);
}
.mobile-menu a:hover { color: var(--accent); padding-left: 0.5rem; }
.mobile-menu .btn { margin-top: 1.2rem; width: 100%; justify-content: center; }

/* ============================================================
   FOOTER
============================================================ */
footer {
  background: var(--dark);
  color: var(--white);
  padding: 70px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 3rem;
  margin-bottom: 3rem;
}
.footer-brand p {
  color: rgba(255,255,255,0.55);
  font-size: 0.92rem;
  margin: 1rem 0 1.5rem;
  max-width: 280px;
}
.footer-social {
  display: flex;
  gap: 0.75rem;
}
.footer-social a {
  width: 36px; height: 36px;
  background: rgba(255,255,255,0.07);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.6);
  font-size: 0.85rem;
  transition: var(--trans);
}
.footer-social a:hover {
  background: var(--accent);
  color: var(--navy);
}
.footer-col h4 {
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 1.25rem;
}
.footer-col ul li {
  margin-bottom: 0.6rem;
}
.footer-col ul li a {
  color: rgba(255,255,255,0.55);
  font-size: 0.9rem;
  transition: var(--trans);
}
.footer-col ul li a:hover { color: var(--accent); padding-left: 4px; }
.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-bottom: 0.9rem;
  color: rgba(255,255,255,0.55);
  font-size: 0.9rem;
}
.footer-contact-item i {
  color: var(--accent);
  margin-top: 3px;
  min-width: 16px;
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.07);
  padding: 1.5rem 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}
.footer-bottom p {
  color: rgba(255,255,255,0.35);
  font-size: 0.82rem;
}
.footer-bottom-links {
  display: flex;
  gap: 1.5rem;
}
.footer-bottom-links a {
  color: rgba(255,255,255,0.35);
  font-size: 0.82rem;
  transition: var(--trans);
}
.footer-bottom-links a:hover { color: var(--accent); }

/* ============================================================
   WHATSAPP FLOAT
============================================================ */
.whatsapp-float {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 900;
  width: 56px; height: 56px;
  background: #25D366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.5rem;
  box-shadow: 0 6px 24px rgba(37,211,102,0.45);
  transition: var(--trans);
  animation: pulse-wa 2.5s infinite;
}
.whatsapp-float:hover {
  transform: scale(1.12);
  box-shadow: 0 8px 32px rgba(37,211,102,0.6);
}
@keyframes pulse-wa {
  0%, 100% { box-shadow: 0 6px 24px rgba(37,211,102,0.45); }
  50% { box-shadow: 0 6px 40px rgba(37,211,102,0.7); }
}

/* ============================================================
   HOME PAGE
============================================================ */

/* Hero */
.hero {
  min-height: 100vh;
  background: linear-gradient(135deg, var(--dark) 0%, var(--navy) 50%, var(--blue) 100%);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding-top: 80px;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 60% at 80% 50%, rgba(52,144,213,0.08) 0%, transparent 70%),
    radial-gradient(ellipse 40% 40% at 10% 80%, rgba(26,58,110,0.6) 0%, transparent 60%);
}
.hero-grid-lines {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
}
.hero-content {
  position: relative;
  z-index: 2;
  max-width: 760px;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(52,144,213,0.12);
  border: 1px solid rgba(52,144,213,0.3);
  border-radius: 50px;
  padding: 0.4rem 1.1rem;
  margin-bottom: 1.8rem;
  font-size: 0.8rem;
  color: var(--accent);
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}
.hero-badge i { font-size: 0.7rem; }
.hero h1 {
  color: var(--white);
  margin-bottom: 1.2rem;
  line-height: 1.18;
}
.hero h1 em {
  font-style: normal;
  color: var(--accent);
}
.hero-sub {
  color: rgba(255,255,255,0.65);
  font-size: 1.15rem;
  max-width: 560px;
  margin-bottom: 2.5rem;
}
.hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}
.hero-stats {
  display: flex;
  gap: 2.5rem;
  margin-top: 3.5rem;
  flex-wrap: wrap;
}
.hero-stat { border-left: 2px solid rgba(52,144,213,0.35); padding-left: 1.25rem; }
.hero-stat-num {
  font-family: var(--font-head);
  font-size: 2rem;
  color: var(--white);
  font-weight: 700;
  display: block;
}
.hero-stat-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

/* Scroll indicator */
.scroll-indicator {
  position: absolute;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.4rem;
  color: rgba(255,255,255,0.35);
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}
.scroll-dot {
  width: 1px;
  height: 40px;
  background: linear-gradient(to bottom, rgba(52,144,213,0.6), transparent);
  animation: scrolldot 1.6s ease-in-out infinite;
}
@keyframes scrolldot {
  0%, 100% { opacity: 0.3; transform: scaleY(1); }
  50% { opacity: 1; transform: scaleY(1.15); }
}

/* Services Overview */
.services-overview-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.service-mini-card {
  background: var(--white);
  border: 1px solid var(--grey2);
  border-radius: var(--radius);
  padding: 1.75rem;
  transition: var(--trans);
  position: relative;
  overflow: hidden;
}
.service-mini-card::before {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 0; height: 3px;
  background: linear-gradient(to right, var(--accent), var(--accent2));
  transition: width 0.4s ease;
}
.service-mini-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
  border-color: rgba(52,144,213,0.25);
}
.service-mini-card:hover::before { width: 100%; }
.svc-icon {
  width: 48px; height: 48px;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  font-size: 1.2rem;
  margin-bottom: 1.25rem;
}
.service-mini-card h3 {
  color: var(--navy);
  margin-bottom: 0.5rem;
  font-size: 1.05rem;
}
.service-mini-card p { font-size: 0.88rem; }

/* Why Choose Us */
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.why-visual {
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
  border-radius: 16px;
  padding: 2.5rem;
  position: relative;
  overflow: hidden;
}
.why-visual::before {
  content: '';
  position: absolute;
  top: -40px; right: -40px;
  width: 200px; height: 200px;
  border-radius: 50%;
  background: rgba(52,144,213,0.08);
}
.why-stat-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}
.why-stat-box {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 10px;
  padding: 1.25rem;
  text-align: center;
}
.why-stat-num {
  font-family: var(--font-head);
  font-size: 2.2rem;
  color: var(--accent);
  font-weight: 700;
  display: block;
}
.why-stat-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.55);
}
.why-list { margin-top: 2rem; }
.why-item {
  display: flex;
  gap: 1rem;
  margin-bottom: 1.5rem;
  align-items: flex-start;
}
.why-check {
  width: 36px; height: 36px;
  min-width: 36px;
  background: rgba(52,144,213,0.1);
  border: 1.5px solid var(--accent);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  font-size: 0.85rem;
  margin-top: 2px;
}
.why-item-text h4 { color: var(--navy); margin-bottom: 0.25rem; font-size: 1rem; }
.why-item-text p { font-size: 0.88rem; }

/* Stats Counter */
.stats-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
  padding: 70px 0;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
}
.stat-item { text-align: center; }
.stat-num {
  font-family: var(--font-head);
  font-size: 3rem;
  color: var(--accent);
  font-weight: 700;
  display: block;
}
.stat-label {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.55);
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

/* Testimonials */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.testimonial-card {
  background: var(--white);
  border: 1px solid var(--grey2);
  border-radius: var(--radius);
  padding: 1.75rem;
  transition: var(--trans);
  position: relative;
}
.testimonial-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}
.t-quote {
  font-size: 2.5rem;
  color: var(--accent);
  font-family: Georgia, serif;
  line-height: 1;
  margin-bottom: 0.5rem;
  opacity: 0.6;
}
.t-text {
  font-size: 0.92rem;
  color: var(--text);
  line-height: 1.65;
  margin-bottom: 1.25rem;
}
.t-stars { color: var(--accent); font-size: 0.85rem; margin-bottom: 1rem; }
.t-author {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  border-top: 1px solid var(--grey2);
  padding-top: 1rem;
}
.t-avatar {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  font-weight: 700;
  font-size: 0.9rem;
}
.t-name { font-weight: 600; color: var(--navy); font-size: 0.9rem; }
.t-role { font-size: 0.78rem; color: var(--grey); }

/* Highlights */
.highlights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.highlight-card {
  text-align: center;
  padding: 2rem 1.25rem;
  border: 1px solid var(--grey2);
  border-radius: var(--radius);
  transition: var(--trans);
}
.highlight-card:hover {
  background: var(--navy);
  border-color: var(--navy);
}
.highlight-card:hover h3, .highlight-card:hover p { color: rgba(255,255,255,0.85); }
.highlight-card:hover .h-icon { background: rgba(52,144,213,0.15); color: var(--accent); }
.h-icon {
  width: 60px; height: 60px;
  margin: 0 auto 1.25rem;
  background: var(--offwhite);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: var(--navy);
  transition: var(--trans);
}
.highlight-card h3 { color: var(--navy); margin-bottom: 0.5rem; font-size: 1rem; transition: var(--trans); }
.highlight-card p { font-size: 0.84rem; transition: var(--trans); }

/* ============================================================
   SERVICES PAGE
============================================================ */
.page-hero {
  background: linear-gradient(135deg, var(--dark) 0%, var(--navy) 60%, var(--blue) 100%);
  padding: 140px 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 50px 50px;
}
.page-hero h1 { color: var(--white); position: relative; }
.page-hero p { color: rgba(255,255,255,0.6); max-width: 560px; margin: 1rem auto 0; font-size: 1.05rem; }

.services-page-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.75rem;
  margin-top: 3rem;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--grey2);
  border-radius: 12px;
  padding: 2rem;
  transition: var(--trans);
  position: relative;
  overflow: hidden;
}
.service-card::after {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 4px; height: 0;
  background: linear-gradient(to bottom, var(--accent), var(--accent2));
  transition: height 0.4s ease;
}
.service-card:hover {
  box-shadow: 0 16px 50px rgba(10,22,40,0.12);
  transform: translateY(-6px);
  border-color: rgba(52,144,213,0.2);
}
.service-card:hover::after { height: 100%; }
.sc-icon {
  width: 56px; height: 56px;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  font-size: 1.35rem;
  margin-bottom: 1.25rem;
  transition: var(--trans);
}
.service-card:hover .sc-icon {
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  color: var(--navy);
}
.service-card h3 { color: var(--navy); margin-bottom: 0.6rem; }
.service-card p { font-size: 0.9rem; margin-bottom: 1rem; }
.service-tag {
  display: inline-block;
  background: var(--offwhite);
  color: var(--blue);
  font-size: 0.75rem;
  font-weight: 600;
  padding: 0.3rem 0.75rem;
  border-radius: 50px;
  margin-right: 0.4rem;
  margin-bottom: 0.4rem;
}

/* ============================================================
   PAYMENTS PAGE
============================================================ */
.payment-section { padding: 90px 0; }
.payment-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: start;
  margin-top: 3rem;
}
.payment-card {
  background: var(--white);
  border: 1px solid var(--grey2);
  border-radius: 16px;
  padding: 2.5rem;
  box-shadow: 0 4px 24px rgba(10,22,40,0.06);
}
.payment-card h3 {
  color: var(--navy);
  margin-bottom: 0.5rem;
}
.payment-card p { margin-bottom: 1.5rem; }
.payment-methods {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 1.75rem;
}
.pm-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--offwhite);
  border: 1px solid var(--grey2);
  border-radius: 8px;
  padding: 0.5rem 1rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text);
}
.pm-badge i { color: var(--accent); }
.cf-btn {
  display: block;
  width: 100%;
  padding: 1rem;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: var(--white);
  border: none;
  border-radius: var(--radius);
  font-size: 1rem;
  font-weight: 600;
  font-family: var(--font-body);
  cursor: pointer;
  transition: var(--trans);
  text-align: center;
}
.cf-btn:hover {
  background: linear-gradient(135deg, var(--blue), var(--accent));
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(10,22,40,0.2);
}
.qr-box {
  background: linear-gradient(135deg, var(--navy), var(--blue));
  border-radius: 16px;
  padding: 2.5rem;
  text-align: center;
  color: white;
}
.qr-placeholder {
  width: 160px; height: 160px;
  background: white;
  border-radius: 12px;
  margin: 1.25rem auto;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  font-size: 0.75rem;
  font-weight: 600;
  padding: 1rem;
  text-align: center;
}
.qr-box h3 { color: var(--white); }
.qr-box p { color: rgba(255,255,255,0.65); font-size: 0.9rem; }
.upi-id {
  background: rgba(255,255,255,0.1);
  border-radius: 8px;
  padding: 0.75rem 1.25rem;
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  margin-top: 1rem;
}
.payment-instructions {
  background: var(--offwhite);
  border-radius: 12px;
  padding: 2rem;
  margin-top: 2rem;
}
.payment-instructions h3 { color: var(--navy); margin-bottom: 1rem; }
.pi-step {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  margin-bottom: 1rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--grey2);
}
.pi-step:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.pi-num {
  width: 28px; height: 28px;
  min-width: 28px;
  background: var(--navy);
  color: var(--accent);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.78rem;
  font-weight: 700;
}
.pi-step p { font-size: 0.88rem; color: var(--text); }
.emi-card {
  background: linear-gradient(135deg, #1a3a6e, #0f2044);
  border-radius: 16px;
  padding: 2.5rem;
  color: white;
  margin-top: 2rem;
}
.emi-card h3 { color: var(--accent); margin-bottom: 0.75rem; }
.emi-card p { color: rgba(255,255,255,0.65); font-size: 0.9rem; margin-bottom: 1.25rem; }
.emi-features { display: flex; flex-wrap: wrap; gap: 0.75rem; }
.emi-feat {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 8px;
  padding: 0.5rem 1rem;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.8);
  display: flex;
  align-items: center;
  gap: 0.4rem;
}
.emi-feat i { color: var(--accent); }

/* ============================================================
   CONTACT PAGE
============================================================ */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 3rem;
  margin-top: 3rem;
}
.contact-info-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  margin-bottom: 1.75rem;
  padding-bottom: 1.75rem;
  border-bottom: 1px solid var(--grey2);
}
.contact-info-item:last-child { border-bottom: none; }
.ci-icon {
  width: 46px; height: 46px;
  min-width: 46px;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  font-size: 1rem;
}
.ci-label { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--grey); font-weight: 600; margin-bottom: 0.3rem; }
.ci-val { color: var(--navy); font-weight: 600; font-size: 0.95rem; }
.wa-btn-big {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  background: #25D366;
  color: white;
  padding: 1rem 1.75rem;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--trans);
  margin-top: 1.5rem;
}
.wa-btn-big:hover {
  background: #1ebe5b;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(37,211,102,0.35);
}
/* Contact Form */
.contact-form-card {
  background: var(--white);
  border: 1px solid var(--grey2);
  border-radius: 16px;
  padding: 2.5rem;
  box-shadow: 0 4px 24px rgba(10,22,40,0.06);
}
.contact-form-card h3 { color: var(--navy); margin-bottom: 0.5rem; }
.contact-form-card > p { margin-bottom: 1.75rem; font-size: 0.9rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-group { margin-bottom: 1.25rem; }
.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.4rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.8rem 1rem;
  border: 1.5px solid var(--grey2);
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: var(--text);
  background: var(--offwhite);
  transition: var(--trans);
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--accent);
  background: white;
  box-shadow: 0 0 0 3px rgba(52,144,213,0.1);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-error { color: #e74c3c; font-size: 0.78rem; margin-top: 0.3rem; display: none; }
.form-success {
  background: #edfbf2;
  border: 1px solid #25D366;
  border-radius: var(--radius);
  padding: 1rem 1.25rem;
  color: #1a7a3a;
  font-size: 0.9rem;
  display: none;
  margin-top: 1rem;
}

/* Map placeholder */
.map-container {
  margin-top: 3rem;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow);
  height: 380px;
  background: var(--grey2);
  position: relative;
}
.map-container iframe {
  width: 100%;
  height: 100%;
  border: none;
}

/* ============================================================
   ABOUT PAGE
============================================================ */
.about-intro-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.about-visual {
  background: linear-gradient(135deg, var(--navy), var(--blue));
  border-radius: 20px;
  padding: 3rem;
  position: relative;
  overflow: hidden;
}
.about-visual::before {
  content: '';
  position: absolute;
  bottom: -50px; right: -50px;
  width: 250px; height: 250px;
  border-radius: 50%;
  background: rgba(52,144,213,0.07);
}
.about-logo-big {
  width: 90px; height: 90px;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  border-radius: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.5rem;
  color: var(--navy);
  margin-bottom: 2rem;
}
.about-visual h2 { color: var(--white); margin-bottom: 1rem; font-size: 1.6rem; }
.about-visual p { color: rgba(255,255,255,0.6); font-size: 0.9rem; }
.about-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-top: 2rem;
}
.about-tag {
  background: rgba(52,144,213,0.12);
  border: 1px solid rgba(52,144,213,0.25);
  color: var(--accent);
  font-size: 0.78rem;
  font-weight: 600;
  padding: 0.4rem 0.9rem;
  border-radius: 50px;
}
.about-content h2 { color: var(--navy); margin-bottom: 1rem; }
.about-content p { margin-bottom: 1rem; }
.about-values-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.value-card {
  text-align: center;
  padding: 2rem 1.5rem;
  background: var(--white);
  border: 1px solid var(--grey2);
  border-radius: 12px;
  transition: var(--trans);
}
.value-card:hover {
  border-color: var(--accent);
  box-shadow: 0 8px 30px rgba(52,144,213,0.12);
  transform: translateY(-4px);
}
.val-icon {
  width: 56px; height: 56px;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  font-size: 1.2rem;
  margin: 0 auto 1.25rem;
  transition: var(--trans);
}
.value-card:hover .val-icon {
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  color: var(--navy);
}
.value-card h3 { color: var(--navy); margin-bottom: 0.5rem; font-size: 1rem; }
.value-card p { font-size: 0.86rem; }

/* ============================================================
   SECTION HEADINGS
============================================================ */
.section-head { text-align: center; margin-bottom: 1rem; }
.section-head h2 { color: var(--navy); }
.section-head p { max-width: 540px; margin: 0.75rem auto 0; }
.divider {
  width: 50px; height: 3px;
  background: linear-gradient(to right, var(--accent), var(--accent2));
  margin: 1rem auto 0;
  border-radius: 2px;
}
.divider-left {
  margin-left: 0;
}

/* ============================================================
   LEGAL PAGES
============================================================ */
.legal-content {
  max-width: 860px;
  margin: 0 auto;
}
.legal-content h2 {
  font-size: 1.5rem;
  color: var(--navy);
  margin: 2.5rem 0 0.75rem;
  padding-bottom: 0.5rem;
  border-bottom: 2px solid var(--grey2);
}
.legal-content h2:first-child { margin-top: 0; }
.legal-content p {
  color: var(--text);
  margin-bottom: 1rem;
  line-height: 1.8;
}
.legal-content ul {
  list-style: disc;
  padding-left: 1.5rem;
  margin-bottom: 1rem;
}
.legal-content ul li {
  color: var(--text);
  margin-bottom: 0.4rem;
  line-height: 1.7;
}
.legal-last-updated {
  display: inline-block;
  font-size: 0.82rem;
  color: var(--grey);
  margin-bottom: 2rem;
  background: var(--offwhite);
  padding: 0.35rem 0.9rem;
  border-radius: 20px;
  border: 1px solid var(--grey2);
}

/* ============================================================
   ANIMATIONS
============================================================ */
.fade-in {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================================
   RESPONSIVE
============================================================ */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .why-grid { grid-template-columns: 1fr; }
  .about-intro-grid { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }
  .hero-stats { gap: 1.5rem; }
  .form-row { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .payment-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .why-grid { gap: 2rem; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 480px) {
  .section { padding: 60px 0; }
  .stats-grid { grid-template-columns: 1fr 1fr; gap: 1rem; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .nav-logo-icon { height: 44px; }
  .nav-logo-name { font-size: 0.7rem; letter-spacing: 0.08em; }
  .nav-logo-tag { font-size: 0.5rem; letter-spacing: 0.18em; }
}